CDCP accepted in Vernon, billed directly.

Tandem Dental Studio accepts CDCP

Tandem Dental Studio in downtown Vernon accepts the Canadian Dental Care Plan (CDCP), the federal dental plan for Canadian residents who do not have access to private dental insurance. If you are enrolled, we bill the plan directly, so you only deal with any part the plan does not cover.

Who qualifies

The Government of Canada sets the rules and decides who is enrolled. To qualify, you must meet all four of its requirements:

1. No access to private dental insurance or coverage, including through work, a pension, a family member's plan or a health spending account.
2. A tax return filed in Canada for the previous year, and the same for a spouse or common-law partner.
3. An adjusted family net income under $90,000.
4. Canadian residency for tax purposes, for you and any spouse or common-law partner.

You apply to the government, not to the dental office. The rules can change, so check the Canadian Dental Care Plan page on Canada.ca for the current details and to apply.

How co-payments work

CDCP pays a share of each covered service at its own set fees. What is left depends on your adjusted family net income:

• Under $70,000: no co-payment on CDCP fees.
• $70,000 to $79,999: a 40% co-payment.
• $80,000 to $89,999: a 60% co-payment.

There can also be a difference when a fee is higher than what CDCP pays, or when you choose a service the plan does not cover. Some services need the plan's approval before treatment. We check all of this for your treatment and put any amount you would pay on the written plan before anything starts, never after.

Booking a visit with CDCP

Call (250) 545-2169, Monday to Thursday, 8:00 to 5:00, and tell us you are covered by CDCP. Bring your CDCP member information to the first visit. If you also have questions about fees or other insurance, our fees and insurance page has the details.